Life Insurance

Whole Life - Term Life

We offer Whole Life insurance for anyone between the ages 0-85. Our policies range from $1,000 to $100,000. We do not request medical exams. We have coverage for any health conditions. Diabetes, cancer, high blood pressure, dementia etc. Accidental death benefit rider available. Child rider available. The premiums are fixed and will never increase, benefits will never decrease. The cash value of the policy can be taken out as a loan and the cash value can grow tax-deferred. Insurance policy go into full benefit immediately after the first premium is honored by the bank and the policy is issued. No Waiting!

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Once you have a term policy with SAS, you are covered until age 95. Your policy remains in effect as long as you keep your payments current. The premiums are much lower than whole life, which allows you to invest more of your income. Terms of 10, 15, 20, 25, 30, & 35 years. Even if your health changes, once you are covered with SAS you remain covered. After your first level term period ends, you can continue your policy at some of the best renewal rates in the business. One policy and one policy fee for child benefit rider. Add up to 10 kids and only pay one fee. You own and control your coverage. Benefits such as Increasing Benefit Riders, Waiver of Premium Riders and Terminal Illness Benefits are your decisions.